GitHub Copilot Free vs Student vs Pro vs Pro+ vs Max vs Business vs Enterprise
GitHub Copilot now has seven plans, and the lineup has changed materially enough that most comparison articles you will find are describing a product that no longer exists. Copilot Max did not exist a few months ago. The billing metric is no longer “premium requests”. The free tier for students is a distinct plan rather than a discount.
This page compares all seven on the things that actually determine which one you should buy: price, included usage, model access, which agents you get, and — the factor that decides most team purchases — governance.
Key takeaways
- Seven plans: Free, Student, Pro, Pro+, Max, Business and Enterprise.
- Included usage is denominated in AI credits. Paid individual plans split the allowance into fixed base credits plus a variable flex allotment.
- The jump from Free to any other plan is not about volume — it is about getting the cloud agent, unlimited completions and real model choice.
- The jump from individual to Business is not about volume either. It is about governance: content exclusion, policy management, organisation instructions and audit logs.
- If you are a student, verify. Copilot Student is free and beats Copilot Free substantially.
The lineup at a glance
| Capability | Free | Student | Pro | Pro+ | Max | Business | Enterprise |
|---|---|---|---|---|---|---|---|
| Monthly price | Free | Free | $10 USD | $39 USD | $100 USD | $19 USD | $39 USD |
| Billing note | — | Verification required | per month (free for verified teachers and popular OSS maintainers) | per month | per month | per granted seat per month | per granted seat per month |
| Intended for | Individuals without org access | Verified students | Individual developers | AI power users | High-volume individual users | Organisations and teams | Enterprises on GitHub Enterprise Cloud |
| Seat management | Individual subscription | Individual subscription | Individual subscription | Individual subscription | Individual subscription | Administrator-granted seats | Administrator-granted seats |
Three of these deserve immediate comment.
Copilot Free is a genuine free tier, not a trial. It does not expire. But it is capped at 2,000 completions per month, reaches models only through auto selection, and — the limitation that matters most — does not include the Copilot cloud agent.
Copilot Student is free for verified students and is a substantially better deal than Copilot Free: unlimited completions, an AI credit allowance, and the cloud agent. If you are eligible and you are on Copilot Free, you are leaving value on the table.
Copilot Max at $100 USD per month is the newest tier, aimed at people whose agent usage consistently exhausts Pro+ before the month ends.
How AI credits work
This is the part most comparisons get wrong, because the model changed.
Every plan includes a monthly allowance of AI credits. For paid individual plans, that allowance comes in two parts:
- Base credits — matched one-to-one with your subscription price, and fixed. GitHub does not change these.
- Flex allotment — a variable amount on top, which GitHub can adjust as model pricing and efficiency change.
Base credits are consumed first; the flex allotment is applied automatically afterwards, at the same rates across your IDE, GitHub.com and Copilot CLI.
| Capability | Free | Student | Pro | Pro+ | Max | Business | Enterprise |
|---|---|---|---|---|---|---|---|
| Base AI creditsMatched 1:1 with the subscription price. Fixed. | A limited allowance of GitHub AI Credits | An allowance of GitHub AI Credits | 1,000 | 3,900 | 10,000 | 1,900 per user per month, pooled | 3,900 per user per month, pooled |
| Flex allotmentVariable additional usage GitHub can adjust. | — | — | 500 | 3,100 | 10,000 | — | — |
| Total monthly AI credits | A limited allowance of GitHub AI Credits | An allowance of GitHub AI Credits | 1,500 | 7,000 | 20,000 | 1,900 | 3,900 |
| Code completion | 2,000 completions per month | Unlimited completions | Unlimited completions | Unlimited completions | Unlimited completions | Unlimited completions | Unlimited completions |
| Model access | Auto model selection only | Auto model selection only | A selection of models | Access to premium models | Priority access to premium models | Broad catalog, including premium | Priority access to new models and features |
Three practical points:
- Credits do not carry over. An unused allowance expires at the end of the month.
- Different models consume credits at different rates. A heavy reasoning model costs more per request than a fast one, which makes model selection a cost decision as well as a quality one.
- Running out is not a hard stop. You can upgrade, or set an “Additional usage” budget to buy more credits. GitHub also applies rate limiting independently of credits, to protect capacity.
Features by plan
| Capability | Free | Student | Pro | Pro+ | Max | Business | Enterprise |
|---|---|---|---|---|---|---|---|
| Agent mode (in your IDE) | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Copilot cloud agent | No | Yes | Yes | Yes | Yes | Yes | Yes |
| Third-party agentsPublic preview. | No | No | Yes | Yes | Yes | Yes | Yes |
| Copilot code review | Only "Review selection" in VS Code | Yes | Yes | Yes | Yes | Yes | Yes |
| Copilot CLI | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| MCP servers | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
The single most consequential row here is Copilot cloud agent. It is the only major capability entirely absent from Copilot Free, and it is present on every other plan including the free Student tier. If you want to delegate work asynchronously and get a pull request back, Copilot Free is not the plan.
Two rows that surprise people:
- Agent mode is on every plan, including Free. The in-IDE supervised agent is not a paid upsell.
- Copilot CLI is on every plan, including Free. The terminal agent is universally available.
Copilot code review is included everywhere too, but on Copilot Free it is restricted to “Review selection” in VS Code rather than full pull request review on GitHub.com.
Third-party agents, currently in public preview, are the one capability excluded from both Free and Student while being present on every paid tier.
Model access
Model availability is where the paid individual tiers actually differentiate.
The honest guidance here runs against the marketing: for most everyday coding, model choice matters considerably less than context quality. A well-specified request with the right files open on a mid-tier model beats a vague request on the most expensive model available.
Premium models earn their cost on tasks that require holding many constraints simultaneously — a multi-file refactor with subtle invariants, or debugging something where the cause is several steps from the symptom. If your work is mostly implementation of known patterns, Pro is not obviously limiting you.
Organisation and enterprise controls
| Capability | Free | Student | Pro | Pro+ | Max | Business | Enterprise |
|---|---|---|---|---|---|---|---|
| Organisation custom instructions | No | No | No | No | No | Yes | Yes |
| Content exclusion | No | No | No | No | No | Yes | Yes |
| Organisation-wide policy management | No | No | No | No | No | Yes | Yes |
| Audit logs | No | No | No | Yes | Yes | Yes | Yes |
This table is why most companies end up on Business rather than buying individual seats, and it is worth being explicit about the reasoning.
None of these controls exist on any individual plan — not Pro, not Pro+, not even Max at $100 per month. Specifically:
- Content exclusion — keeping specified files out of Copilot’s context entirely — is Business and Enterprise only.
- Organisation custom instructions — conventions applied across every repository rather than per-repo — are Business and Enterprise only.
- Organisation-wide policy management — controlling which Copilot features are enabled — is Business and Enterprise only.
- Audit logs appear on Pro+ and Max, and on both organisation plans.
Business vs Enterprise
These two get compared least carefully, because the price gap ($19 versus $39 per seat) invites people to assume Enterprise is “Business with more”. The difference is narrower and more specific than that.
Both include the full governance set: organisation custom instructions, content exclusion, organisation-wide policy management and audit logs. If you are buying for compliance reasons, Business already satisfies the requirement.
Enterprise adds priority access to new models and features, and a larger pooled credit allowance per user — 3,900 credits per user per month against Business’s 1,900. It requires GitHub Enterprise Cloud.
The practical decision:
- Choose Business if you need control and your engineers’ usage fits within roughly 1,900 credits each per month. For teams whose Copilot use is mostly completions and chat, that is comfortable.
- Choose Enterprise if you are on GHEC and your engineers lean heavily on agents, or if being early to new models matters to how you work.
Enterprise owners can assign Copilot Enterprise or Copilot Business to individual organisations, or assign Business directly to users and teams — so a mixed allocation is possible where usage patterns differ across the company.
What the credits mean in practice
Credit allowances are abstract until you connect them to behaviour, and GitHub publishes a conversion that makes this concrete: one AI credit is $0.01 USD of usage.
That reframes the tiers usefully:
| Plan | Total monthly credits | Equivalent included usage |
|---|---|---|
| Copilot Pro | 1,500 | $15 of usage for a $10 subscription |
| Copilot Pro+ | 7,000 | $70 of usage for a $39 subscription |
| Copilot Max | 20,000 | $200 of usage for a $100 subscription |
In each case the base credits match the subscription price exactly — that is what “matched 1:1” means — and the flex allotment is the additional margin on top. Pro’s flex allotment is 500 credits, Pro+‘s is 3,100, and Max’s is 10,000.
The consumption side is where behaviour matters. Inline completions are inexpensive. A chat exchange costs more. An agent-mode session that reads a dozen files, edits several, runs your test suite and iterates twice costs substantially more than either — and it costs more again on a premium reasoning model than on a fast one.
This produces a useful rule: your plan should be chosen by how you work, not by how much you work. Someone writing code for eight hours a day with completions and occasional chat may sit comfortably inside Pro. Someone who delegates four agent tasks a day on premium models will outgrow Pro+ regardless of total hours.
Which plan should you choose?
Best free choice
Copilot Free. Two thousand completions a month and auto-selected models are enough to work out whether AI assistance suits how you think. The hard ceiling is the cloud agent, which Free does not include. Treat it as an evaluation tier rather than a destination.
Best for students
Copilot Student. Verification converts a limited free tier into unlimited completions, an AI credit allowance, full code review and the cloud agent — at no cost. If you qualify, buying Pro first is simply a mistake.
Best for individual developers
Copilot Pro, at $10 USD per month. Unlimited completions, 1,500 total AI credits, model choice and the cloud agent. For a developer using chat and agent mode several times a day, this is the tier that fits, and most people never outgrow it.
Best for professional developers
Copilot Pro+, at $39 USD per month. The step up buys premium models — the Opus and GPT-5.5-class tiers — plus 7,000 total credits and audit logs. Worth it once you routinely hand agents multi-file work rather than single functions, and notice the difference in what comes back.
Best for heavy agent usage
Copilot Max, at $100 USD per month. Twenty thousand credits and priority access to new models. This is a throughput purchase, and the signal that you need it is concrete: you are consistently exhausting Pro+ before month end and paying for additional usage on top.
Best for teams
Copilot Business, at $19 USD per granted seat per month. Everything an individual plan offers plus the four things individual plans structurally cannot give a team: organisation custom instructions, content exclusion, policy management and audit logs.
Best for enterprise
Copilot Enterprise, at $39 USD per granted seat per month, for organisations on GitHub Enterprise Cloud. Adds priority model access and a larger pooled credit allowance on top of every Business control.
A decision path
If you want this as a sequence of questions rather than a table:
| Question | If yes | If no |
|---|---|---|
| Are you a verified student? | Copilot Student | Continue |
| Do you need content exclusion, org instructions, policy control or audit logs? | Business, or Enterprise on GHEC | Continue |
| Are you just evaluating whether Copilot suits you? | Copilot Free | Continue |
| Do you consistently exhaust a large credit allowance? | Copilot Max | Continue |
| Do you hand agents multi-file work and want premium models? | Copilot Pro+ | Copilot Pro |
The order matters. Governance requirements and student eligibility both override volume considerations entirely, which is why they come first.
What none of the plans change
Worth stating, because plan-comparison pages tend to imply that a bigger tier buys a better outcome.
No plan makes Copilot correct. Every tier produces code that looks finished and is sometimes wrong, and the review burden is identical at $0 and at $100 a month. Premium models reduce the rate of certain failures; they do not change the category of the work.
No plan gives Copilot knowledge of your system. Your production incidents, your traffic shape, the reason that odd workaround exists — none of it is in any context window regardless of subscription.
No plan removes the need for context discipline. A repository custom instructions file improves output on Copilot Free exactly as much as on Max, and it is free.
This is worth internalising before an upgrade, because “I am getting mediocre results, so I will buy a bigger plan” is a common and usually wrong diagnosis. The more frequent cause is that Copilot cannot see what it needs to see.
Common mistakes when choosing
Buying Max to solve a context problem. If you are getting poor results, credits are rarely the constraint. Repository custom instructions and having the right files open will change your output more than a bigger allowance will.
Assuming a bigger individual plan gives you team controls. It does not, at any price. Governance is a Business/Enterprise feature.
Forgetting credits do not roll over. Buying a large allowance for occasional heavy months means paying for unused capacity most of the year. Additional usage budgets exist precisely for spiky consumption.
Overlooking the Student plan. It is free, it is materially better than Copilot Free, and eligibility is checked once.
Trusting a pricing article without a verification date. Including, in six months, this one — which is why the date is printed at the top of the page and why this lesson is on a 30-day review interval. See our editorial policy for how that works.
Frequently asked questions
What is the cheapest paid Copilot plan? Copilot Pro at $10 USD per month. Verified students, verified teachers and maintainers of popular open source projects may get equivalent access free.
What is the difference between Copilot Pro and Pro+? Pro+ costs $39 rather than $10, includes 7,000 total AI credits rather than 1,500, adds access to premium models, and includes audit logs.
Do I need Business or is Pro enough for my team? If “team” means several people who each want Copilot, individual plans work. If it means you need to control what Copilot can see, enforce conventions across repositories, or produce an audit trail, you need Business.
What happens when I run out of AI credits? You can upgrade your plan, or set an Additional usage budget to purchase more credits. Exceeding the allowed additional usage requires settling what you have already consumed before continuing.
Is Copilot available for GitHub Enterprise Server? No. GitHub’s documentation states Copilot is not currently available for GitHub Enterprise Server.
Can I switch plans later? Yes. Individual plans are month-to-month subscriptions, and organisation seats are granted and revoked by administrators.
Next steps
Chosen a plan? How to Install GitHub Copilot covers setup for every supported environment, or go straight to How to Get Started for the end-to-end tutorial.
If you are still deciding, Cloud Agent vs Agent Mode explains what the cloud agent actually does — the capability that separates Copilot Free from everything else.
Sources
Every version-sensitive claim on this page was checked against first-party documentation. Only sources actually used are listed.
Your progress
Saved in this browser only. No account, no server, and nothing leaves your device. Clearing site data resets it.
Was this lesson helpful?
Your answer is stored in this browser and is not sent anywhere.